Bank Switcher
Co-operative Bank switch offer This offer closed on 7 September 2026.
Last checked against Co-operative Bank’s own terms on 13 September 2026
This offer has ended. The details below are what it was.
What you have to do ·
Complete a full switch using the Current Account Switch Service, which closes your old account.
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Pay in at least £1,500, in one or more payments.
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Have at least 2 active direct debits.
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Make 5 debit card payments.
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Log in to the bank’s app or online banking.
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Do all of it within 30 days.
Who can’t get it ·
You can’t already have a current account with Co-operative Bank / Smile.
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You can’t have had a switch bonus from Co-operative Bank / Smile since 1 November 2022.
When it pays As soon as about 10 days after the switch if you meet the conditions straight away, and up to 37 days if you use the whole window.
How to start the switch Start it at the Co-operative Bank, as part of the account application.
Read Co-operative Bank’s own terms →
Questions Is the Co-operative Bank switch offer still available? No. It closed on 7 September 2026. Banks often run new offers, so check again later.
Do I need direct debits for the Co-operative Bank switch bonus? Yes, 2.
How long does the Co-operative Bank bonus take to arrive? As soon as about 10 days after the switch if you meet the conditions straight away, and up to 37 days if you use the whole window.
Can I get the Co-operative Bank bonus if I’ve had one before? Only if your last bonus from Co-operative Bank / Smile was before 1 November 2022.
More on switching This is general information, not financial advice. Banks can change or withdraw offers at any time.
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