Santander switch offer
£240 for switching your current account to Santander.
Last checked against Santander’s own terms on 31 October 2026
What you have to do
·
Complete a full switch using the Current Account Switch Service, which closes your old account.
·
Pay in at least £1,500, in one or more payments.
·
Put at least £200 into a Santander Regular Saver in your name, and keep it open until you are paid.
·
Have at least 2 active household direct debits (bills such as council tax, energy, water, broadband or phone).
·
Do all of it within 60 days.
Who can’t get it
·
You can’t already have a current account with Santander.
·
You can’t have held one on 1 January 2026.
·
You can’t ever have had a switch bonus from Santander.
When it pays
About 3 months after the switch.
How to start the switch
1.
Apply for a Santander Everyday Current Account on their website.
2.
When the application asks if you want to switch, choose “Yes”.
3.
Enter the sort code and account number of the account you are leaving.
4.
If you already have a Santander current account, log in to online banking, tap “Switch Online”, then “Switch To Us”.
Read Santander’s own terms →
Answer six tap-only questions and we’ll tell you if you can get the Santander offer, and which other offers you can take alongside it.
Questions
How much is the Santander switch offer?
£240 for switching your current account to Santander, as of 31 October 2026.
Do I need direct debits for the Santander switch bonus?
Yes, 2, and they have to be household bills.
How long does the Santander bonus take to arrive?
About 3 months after the switch.
Can I get the Santander bonus if I’ve had one before?
No. Santander only pays people who have never had a switch bonus from Santander.
More on switching
This is general information and isn’t financial advice. Banks can change or withdraw offers at any time.
Get this worked out for your banks
Six tap-only questions and Bank Switcher tells you which of these offers you can take, in the order that collects the most. Free, and about a minute.