Bank Switcher

NatWest switch offer

£200 for switching your current account to NatWest.
Last checked against NatWest’s own terms on 13 September 2026

What you have to do

·
Complete a full switch using the Current Account Switch Service, which closes your old account.
·
Pay in at least £1,250, in one or more payments.
·
Log in to the bank’s app or online banking.
·
Do all of it within 60 days.

Who can’t get it

·
You can’t already have a current account with NatWest / Coutts / Isle of Man Bank +3.
·
You can’t have held one on 6 May 2026.
·
You can’t ever have had a switch bonus from NatWest / Coutts / Isle of Man Bank +3.

When it pays

As soon as about 30 days after the switch if you meet the conditions straight away, and up to 3 months if you use the whole window.

How to start the switch

Start it at NatWest: their application asks “Would you like to switch your existing account to us?” — answer Yes, then give the sort code and account number of the account you are leaving.
Read NatWest’s own terms →

Only one of these pays

NatWest is in the same banking group as RBS, so you can only get one of their bonuses.

Questions

How much is the NatWest switch offer?

£200 for switching your current account to NatWest, as of 13 September 2026.

Do I need direct debits for the NatWest switch bonus?

No. NatWest’s offer does not ask for any direct debits.

How long does the NatWest bonus take to arrive?

As soon as about 30 days after the switch if you meet the conditions straight away, and up to 3 months if you use the whole window.

Can I get the NatWest bonus if I’ve had one before?

No. NatWest only pays people who have never had a switch bonus from NatWest / Coutts / Isle of Man Bank +3.

Can I get both the NatWest and RBS bonuses?

No. They are the same banking group, which pays one switch bonus per person, so pick the one whose conditions suit you.

More on switching

This is general information, not financial advice. Banks can change or withdraw offers at any time.
Want this worked out for your banks?
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