Last checked against RBS’s own terms on 13 September 2026
What you have to do
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Complete a full switch using the Current Account Switch Service, which closes your old account.
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Pay in at least £1,250, in one or more payments.
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Log in to the bank’s app or online banking.
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Do all of it within 60 days.
Who can’t get it
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You can’t already have a current account with NatWest / Coutts / Isle of Man Bank +3.
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You can’t have held one on 6 May 2026.
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You can’t ever have had a switch bonus from NatWest / Coutts / Isle of Man Bank +3.
When it pays
As soon as about 30 days after the switch if you meet the conditions straight away, and up to 3 months if you use the whole window.
How to start the switch
Start it at RBS: apply for a Select or Reward account and ask for a full switch in the application, online or in the RBS app, then give the account you are leaving.
Read RBS’s own terms →
Only one of these pays
RBS is in the same banking group as NatWest, so you can only get one of their bonuses.
This is general information, not financial advice. Banks can change or withdraw offers at any time.
Want this worked out for your banks?
Six tap-only questions and Bank Switcher tells you which of these offers you can actually take, in the order that collects the most. Free, and about a minute.