RBS switch offer
£200 for switching your current account to RBS.
Last checked against RBS’s own terms on 31 October 2026
What you have to do
·
Complete a full switch using the Current Account Switch Service, which closes your old account.
·
Pay in at least £1,250, in one or more payments.
·
Log in to the bank’s app or online banking.
·
Do all of it within 60 days.
Who can’t get it
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You can’t already have a current account with NatWest / Coutts / Isle of Man Bank +3.
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You can’t have held one on 6 May 2026.
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You can’t ever have had a switch bonus from NatWest / Coutts / Isle of Man Bank +3.
When it pays
As soon as about 30 days after the switch if you meet the conditions straight away, and up to 3 months if you use the whole window.
How to start the switch
1.
Apply for an RBS Select or Reward account, on their website or in the RBS app.
2.
When the application asks, choose a full switch.
3.
Enter the sort code and account number of the account you are leaving.
Answer six tap-only questions and we’ll tell you if you can get the RBS offer, and which other offers you can take alongside it.
Only one of these pays
RBS is in the same banking group as NatWest, so you can only get one of their bonuses.
Questions
How much is the RBS switch offer?
£200 for switching your current account to RBS, as of 31 October 2026.
Do I need direct debits for the RBS switch bonus?
No. RBS’s offer does not ask for any direct debits.
How long does the RBS bonus take to arrive?
As soon as about 30 days after the switch if you meet the conditions straight away, and up to 3 months if you use the whole window.
Can I get the RBS bonus if I’ve had one before?
No. RBS only pays people who have never had a switch bonus from NatWest / Coutts / Isle of Man Bank +3.
Can I get both the RBS and NatWest bonuses?
No. They are the same banking group, which pays one switch bonus per person, so pick the one whose conditions suit you.
More on switching
This is general information and isn’t financial advice. Banks can change or withdraw offers at any time.
Get this worked out for your banks
Six tap-only questions and Bank Switcher tells you which of these offers you can take, in the order that collects the most. Free, and about a minute.